Get an affordable loan. Easily, fast and online.
How much would you like to borrow?
Representative example: A loan of €5,000 over 2 years will cost you €223.71 per month at a representative 7% APR. Total costs of your loan after 2 years will be €5,488.94. The costs include €368.93 interest at 4.6% (fixed) and a €120 fee. The total loan amount is €5,120 as the fee will be added to your loan.
Great personal loans
Great personal loans
Enjoy the advantages of peer-to-peer lending and borrow from people like you. We will connect you with suitable lenders so you will repay directly to them. PeerCredit will take care of all legal matters relating to your loan.
Up to €10,000
We provide loans from €100 to €10,000 for eligible borrowers over 1 month up to 5 years.
From 5.5% APR
No hidden fees. The APR displayed includes all fees and interest paid to lenders. Your exact rate will be calculated upon your personal assessment.
Approval in 24 hours
Apply for a loan in 5 minutes. If you are eligible for a loan, we will send you our offer in 24 hours.
Open to self-employed and people with a short credit history
Open to self-employed and people with a short credit history
You are a person to us, not a number. Apply if you are self-employed or have a short credit history. We use modern credit scoring procedures to accurately assess your creditworthiness.
No hidden fees, no endless paperwork. Just conditions that are designed to be optimal for you.
No hidden fees, no endless paperwork. Just conditions that are designed to be optimal for you.
Transparent and flexible
Transparent and flexible
A loan should help you move forward, not hold you back. We offer fair and transparent services to our borrowers.
No early repayment fees
No early repayment fees
You can fully or partially repay the loan anytime for free. We will not charge any extra fees.
No money needed upfront
No money needed upfront
All fees will be simply added to your loan amount. You will repay them as part of your monthly payments.
Flexible purpose
Flexible purpose
Use the money for anything you need.
How to apply
Applying for a loan can be easy, try it with PeerCredit. All you need is to:
1. Register
Briefly tell us about you and your loan. We will immediately inform you if you are eligible to apply for a loan.
2. Finish your application
Once approved, you can complete your application. It takes around 5 minutes and is fully online.
3. Enjoy & repay
If you are eligible for a loan, we will send you our offer in 24 hours. After you accept the offer and sign the contract, the loan will be immediately sent to your bank account.